top of page

True or False? Title Insurance is Paid Annually

True or False? Title Insurance is Paid Annually

If you said False, you’re right. Title insurance does not require annual payments. One payment — due when you close on your new property — lasts as long as you own the property.

But if you said True, we understand why. You were probably thinking about every other insurance policy you’ve ever bought. Can you imagine what your car insurance agency would say if you asked to pay your premium only once? You’d have a policy cancellation notice in your hand within a few weeks.

The same goes for homeowners insurance, health insurance, life insurance, boat insurance, renters insurance, and disability insurance. The list goes on and on.

With title insurance, one premium is enough because you take ownership of your new property only once, and your title insurance protects you for as long as you maintain ownership. Without title insurance, your rights to ownership could be threatened by:

  • Other ownership claims: These can stem from a previous owner’s unexpected estate complications.

  • Unsatisfied liens: What if a previous lender was never paid off and has a right to your equity?

  • Bad record keeping: Previous sales that weren’t recorded properly can spark ownership disputes.

  • Undisclosed easements: A previous owner may have granted someone else the right to use the property without telling anyone else.

  • New kinds of fraud: Who knows what fraudsters will come up with next?

At Butler Title, we want our clients to experience the peace of mind of being protected from all the unforeseen issues that can arise in the future. A one-time title insurance premium, paid at closing, will protect you for as long as you own the property — even if that’s for the rest of your life.

To learn about Butler Title’s title searches, title insurance, and other closing services, visit You’ll also see details about our Butler Rebate, which we extend to every client on every transaction. We look forward to helping you with your next real estate purchase, refinance, or sale.


Butler Title is a full-service, attorney owned and operated title insurance agency. We keep it simple and focus on what we do best: real estate closings. From first-time buyers to local moguls, BT provides an industry-leading fee structure and unparalleled experience.

Main Office:

300 S. Pine Island Rd., Suite 110,

Plantation, FL 33324

P: 954.616.8735 F: 954.206.1097



bottom of page